3.5 Calculation Guidelines

This explains some general guidelines to follow when calculating character statistics.

3.5.1 Stacking Rules

Usually, modifiers stack with each other, meaning that you add or subtract all of the modifiers to get the final result. However, some modifiers do not stack with each other, as described below. When bonuses don’t stack with each other, you only apply the largest bonus. Likewise, when penalties don’t stack with each other, you only apply the largest penalty.

3.5.2 Minimum and Maximum Modifiers

Some bonuses specify that they cannot increase the value beyond a given point. These bonuses must always be applied last, and cannot be combined with other bonuses to exceed the maximum value. If multiple bonuses specify different maximum values, use the lower maximum value. If a bonus with a maximum value is applied to a value that already exceeds the maximum value the bonus can provide, simply ignore the bonus and its maximum value.

Similarly, some abilities have a minimum total modifier. The minimum is applied after all other modifiers.

3.5.3 Doubling and Halving

Normally, doubling twice results in four times the original value, and halving twice results in one quarter of the original value. However, if a single effect doubles something twice, it only adds an additional increment of the original value, making it three times as large.

To clarify, here are some examples, assuming you’re making using a weapon that normally deals 10 damage:

3.5.4 Changing Statistics

Your modifiers and defenses can change for many reasons. In general, all changes take effect immediately.

It is not normally possible for a character to lose access to resources that require them to make choices, such as insight points or trained skills. If a character does somehow lose the prerequisites for choices they have made, such as if their Intelligence is permanently reduced, they immediately lose relevant abilities until they are within their new limits.

3.5.5 Rounding

In general, if you encounter a fractional number, you round it down. For negative numbers, this means rounding it away from 0, not towards 0.